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Get Your Fresh Start



Attorney David Yando
Martindale Hubbell Rating

Hello, I am Attorney David Yando. I have been helping people get out of debt and put bills under control for over 30 years. In this time, I have helped over 10,000 families, right here in Washington, escape from the burden of debt and get on with their lives, debt free, stress free.

Our process and goal is simple,

  1. Get you out of debt to eliminate your stress
  2. Clean up your credit report, and
  3. Improve your credit score to 720

This is our unique three step approach to insuring your financial fresh start!

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- Putting crushing debt behind you

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  • Credit Card Bills
  • Medical Bills
  • Foreclosures
  • Wage Garnishment
  • Creditor Harassment


  • Your Home
  • Your Car
  • Your Wages
  • Your Furniture
  • Your Peace Of Mind

Our Practice Areas

Chapter 7 Debt Elimination

Anyone who is under a great deal of debt, but has inadequate income to repay that debt in any capacity, could find financial relief under Chapter 7 of the U.S. Bankruptcy Code.

Chapter 13 Debt Adjustment

Also known as a Wage Earners Plan or reorganization bankruptcy, Chapter 13 allows you to keep your secured assets while you continue to repay your debt.

Credit Restoration

Do not allow yourself to believe the bankruptcy myth which says that bankruptcy destroys your credit.

Foreclosure Defense

At Washington Fresh Start, we are here to help you prevent foreclosure on your home or to stop any foreclosure actions that have already begun.

Tax Relief

If you have tax debts, any taxes for which a return was due more than three years ago may be eligible for discharge through bankruptcy.



We answer your questions promptly and lay out all of your options so that you can make the best decision for your situation. We are also compassionate and understand that this may be a difficult decision for you to make. Let us assure you: bankruptcy is not a bad thing! This is one of many bankruptcy myths that we will gladly dispel. The bankruptcy process was designed to help individuals get a fresh start after suffering unfortunate financial hardship. Whether you are in debt because of medical bills, the loss of a job, or poor financial planning, we are here to help.

While many people may tell you that bankruptcy is only pursued by bad or irresponsible people, we can assure you that it is actually a reputable means of finding relief from unexpected financial hardship. Bankruptcy stops creditor harassment and gives you a chance to restore your credit after your debt is discharged. Life after bankruptcy is full of fresh opportunities, so don’t let the chance pass you by. Speak to a Tacoma bankruptcy attorney today!



Eliminate the worry of your debt and get back on the right track with Washington Fresh Start

Anyone who is under an unmanageable amount of debt can benefit from the counsel of an experienced Tacoma bankruptcy lawyer. Washington Fresh Start is managed by Attorney David Yando, who has more than 30 years of hands-on experience with bankruptcy and debt relief. Our mission is to help clients get back on solid financial ground. We do this by providing comprehensive counsel and helping clients understand exactly what options are available to them. With such advice, clients can then decide whether or not bankruptcy is the best decision for them. If you are asking whether bankruptcy is right for you, then you can benefit from a free case evaluation with our firm.

Latest Blog Updates

The Most Common Causes Of Bankruptcy And Why It Does Not Matter

Does it matter why you filed bankruptcy? Experienced Bankruptcy Attorney Helping with Debt Reduction in Pierce County and Tacoma Washington 1. Medical Expenses A study done at Harvard University indicates that this is the biggest cause of bankruptcy, representing 62% of all personal bankruptcies. One of the interesting caveats of this study shows that 78%…

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Debt Collectors Bully and Lie

What happens when a debt collector lies? Pierce County and Tacoma, Washington Bankruptcy Lawyer Discusses Handling Debt Collectors The Associated press reports that the country is facing an epidemic of unscrupulous debt collectors willing to pose as law enforcement and threaten arrest to squeeze dollars out of Americans, a top prosecutor said Tuesday as he…

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Payday Loans Create Long-Term Problems

Why Pay-Day Loans Create Financial Problems Tacoma and Pierce County Bankruptcy Attorney The March, 2014, report issued by the Consumer Financial Protection Bureau indicates that consumers’ use of payday loans often turns into a long-term problem. Key findings of this report include: Over 80% of payday loans are rolled over or followed by another loan…

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